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The Church Finance Systems Audit  ·  Austin, TX & Nationwide

You don't need a better bookkeeper. You need a finance departmentwithout breaking the bank.

Most churches hire one part time person and hope a whole finance function arrives with them. It never does, and that is not your fault. We install the whole function. Start with a free Church Finance Systems Audit: tell us what you run on today, and we send back a graded assessment and a live dashboard built for your church.

Free, and yours to keep. No obligation, and no sales presentation to sit through.

~24 hrs
From your submission, not two weeks
10
Pillars of a real finance function, graded
10 min
Of your time to submit
$0
And no obligation, ever
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The churches who trust us with their books
Heirloom Church Northpoint Church, Austin Kingdom City Church Cornerstone Community Church ATX Epic Life Church New Hope Maui
We know what Tuesday looks like

The books are three weeks behind. Again.

There is an invoice sitting in the pastor's text messages waiting on a yes. Someone on staff paid for something out of pocket in April and is still waiting. A board member asked a straight question last month and nobody in the room could answer it.

None of that means your people are bad at their jobs. It means nobody was ever given a finance function to run. You have been holding it together with a part time bookkeeper, a spreadsheet, and goodwill.

  • "I don't really know what our giving looks like."
  • "I don't have a finance background and I won't pretend I do."
  • "I know we need to fix this. I don't know where to start."
  • "I don't want to handhold another bookkeeper."
  • "I'm going to end up figuring this out myself."
The real problem

You don't have a bookkeeping problem. You have a missing department problem.

A bookkeeper records what already happened. That is one job, and it matters. A finance function is the set of decisions made before the money moves.

Hiring one part time person and expecting all of that was never going to work. Every church has tried it. The problem is structural, not personal, and it is why the same nine things are broken at almost every church we look at.

What a bookkeeper is
1job

Records what already happened, after it happened.

What a finance function is
10pillars of decisions
  • Who is allowed to approve a payment
  • Whether a restricted gift stayed restricted
  • How a reimbursement gets back to a volunteer
  • Whether housing allowance was documented before it was paid
  • What your board sees before it votes
What a finance function actually covers

Ten pillars. A bookkeeper fully covers one.

This is what we grade in your audit, and it is the fastest way to see the size of the gap between what you have today and what your church actually needs. The marker on each one shows how much of it a typical bookkeeper carries. You get all ten with us.

How much of this a typical bookkeeper covers Covered Partly covered Not covered All ten are included with us
1

Bill pay and approvals

Who is allowed to approve what, and can you prove it later.Broken: invoices approved by text. Pastor is the bottleneck.

Partly coveredIncluded with us
2

Reimbursements and expense cards

Staff and volunteers made whole quickly, with receipts attached.Broken: people paying out of pocket and waiting. Card charges with no memo.

Partly coveredIncluded with us
3

Payroll and clergy compensation

Ministers classified correctly and housing allowance documented properly.Broken: housing allowance never set by board resolution.

Partly coveredIncluded with us
4

Bookkeeping and monthly close

Books closed on a fixed calendar, not whenever there is time.This is the one a bookkeeper fully covers. It is one of ten.

CoveredIncluded with us
5

Software and systems

We recommend the right giving, accounting and payroll tools for your size, set them up for you, and connect them so the numbers move between them on their own instead of being keyed in twice.Broken: manual re-entry every week between three systems that do not talk.

Not coveredIncluded with us
6

Budget advisory

Your leadership writes the budget. That is your call, not ours. We advise on it, pressure test the assumptions against what your books actually show, and give the board something they can track against all year.Broken: approved in January, never opened again in June.

Not coveredIncluded with us
7

Forecast and cash runway

Knowing how many months of operating cash you are holding.Broken: nobody has ever calculated it.

Not coveredIncluded with us
8

Annual giving statements

Accurate, IRS-compliant statements out to every giver in January, reconciled to the books.Broken: statements that do not tie to deposits, sent late or by hand.

Partly coveredIncluded with us
9

Financial statements and board reporting

Reporting your board can read, with fund detail and context.Broken: a raw export handed over with no explanation.

Not coveredIncluded with us
10

1099s and compliance

W-9s collected up front and filings made on time.Broken: contractors paid with no W-9 on file. Filings late or missed.

Partly coveredIncluded with us

And the six things only a church needs

This is where general bookkeepers get churches wrong, and it is the part of the audit that tends to surprise people the most.

  • Restricted and designated funds, and whether restricted gifts actually stayed restricted
  • Counting and deposit controls, and whether two unrelated people ever handle cash
  • Giving platform reconciled to the general ledger, not just eyeballed
  • Housing allowance documented by board resolution before it is paid
  • A benevolence policy that protects the church and the person receiving help
  • Board reporting that shows funds, not just a profit and loss statement
Step one, and it is free

The Church Finance Systems Audit.

You tell us what you run on today. About ten minutes, and you can do it from your phone in a parking lot. Then we go to work and send back the whole picture.

1

A graded assessment across all ten pillars

Where you are strong, where you are exposed, and what a real finance function would be doing that nobody is doing at your church today.

$1,500value
2

A live dashboard on your own private link

Not a PDF and not a slide deck. A working dashboard built for your church, so you can see your operation the way it is supposed to look. Yours to keep.

$2,400value
3

A prioritized list of what to fix first

In order, with the reasoning. Named tools, what to keep, what to cut, what to switch.

$1,200value
4

The church specific review

Restricted funds, counting controls, giving reconciliation, housing allowance, benevolence and board reporting, checked against how churches are actually supposed to run.

$1,800value
Back to you within about 24 hours of your submissionYours to keep, whether you ever hire us or not.
Total value
$6,900
FREE

The clock starts once your submission is in. If something needs a quick clarification we will ask, and we would rather get it right than get it fast.

The dashboard, live

This is the part nobody else hands you.

Every audit comes with a working dashboard on your own private link. Not a PDF, not a slide. Below is a real one, built for a church the size of yours, with example numbers in place of theirs. Scroll it, click it, and read it the way your board would.

turnkeycfo.com/church-dashboard-example Open full screen ↗
Sample church financial dashboard showing monthly giving, recurring donor revenue, fund balances and donor retention
Example data. Yours is built from your own giving, funds and accounts, and it is yours to keep whether you hire us or not.

Why would we do this for free?

Because plenty of churches get an audit and never become clients, and we are fine with that. If your systems are in good shape we will tell you so and you will owe us nothing.

The churches that read the assessment and think we are never going to do all this ourselves are the ones who hire us. We would rather be the firm that gave you a straight answer than the firm that sent a proposal in two weeks.

Ricky West, Founder of Turnkey CFO
Ricky West
Founder, Turnkey CFO. Austin, Texas
"I would rather hand a pastor the answer and lose the deal than sell something they did not need."
30Days

The 30-Day Clarity Guarantee

If you go forward with us, you will have simpler systems and complete clarity on your church's finances within 30 days. If you don't, you get every dollar back. Here is exactly what clarity means, so there is nothing to argue about on day 30.

Your books are current

Reconciled, categorized and fund correct, through last month. No backlog, no guessing.

One dashboard, not six logins

Giving, funds, and budget versus actual in a single place you can read in five minutes.

Your systems are simplified

Tools consolidated, duplicates cut, and a written blueprint of what runs where and why.

You can answer your board

Any financial question your board asks, answered from your own dashboard in under five minutes.

Any one of those four not true on day 30? You get a full refund.

The real decision

One part time person, or the whole function.

This is not a comparison between bookkeepers. It is a comparison between a role and a department.

The bookkeeper model

  • ×One person carries it, and you both know what happens the month they cannot.
  • ×Records what already happened. Nobody owns what should happen next.
  • ×Approvals live in text messages and memory.
  • ×Restricted gifts tracked mostly by good intentions.
  • ×The board gets an export nobody can read.
  • ×A grant or audit request means a week of scrambling.

An installed finance function

  • All ten pillars covered, with a team behind them instead of one person.
  • Books closed on a fixed calendar, every month.
  • An approval chain so no single person moves money alone.
  • Restricted and designated funds tracked so they hold up to an audit.
  • Board reporting in plain English, with fund detail, before you meet.
  • Documentation produced in five business days, whoever asks.
Client results

Pastors don't usually talk about their bookkeeper like this.

★★★★★
"Phenomenal working with Turnkey CFO. Our finances have never been clearer."

Unlocked visibility into giving trends, fund balances, and ministry spend they'd never had, so leadership now leads with insight instead of guessing.

D
Dakota
Lead Pastor · Heirloom Church
★★★★★
"You have LITERALLY changed my life… there is Jesus, then my wife, then you!!"

Giving intelligence delivered every week, bill pay routed through a real approval chain, and books that close on time, so the finance work stopped landing on the lead pastor's desk.

B
Blake
Lead Pastor · Kingdom City Church
★★★★★
"You have been unbelievably helpful!! THANK YOU."

Cleaned up multi-fund nonprofit books across programs and cut monthly close from three weeks to under one, with donor-ready reporting.

C
Christy
Director · Village of Hope Maui
Built for how churches actually work

Fund accounting that keeps trust easy.

0
Pillars covered, not just the books
0
Days before your meeting the board packet lands
0
Days a week your Stewardship Partner answers
0
Money back if you don't have clarity in 30 days
Availability

Limited number of churches onboarded per year.

That is not a marketing limit. Installing a finance function properly takes real hours from real people, and every church we take on gets a named partner who knows them by name. We would rather do a handful of these properly than a long list of them badly. The audit itself is always free and always available, whether or not there is room to onboard you this year.

Onboarding status
Limited
availability this year
Accepting churches

Every church we onboard gets the full install, not a trimmed down version of it. When we are at capacity the audit stays free, and we will tell you honestly when room opens up.

Book my free audit
  • Onboard before October and statement season is handled

    Installing the function properly takes a few months to settle. Churches that start before October have their first giving statement season fully covered. After that we are working against the clock with you.

    Timing
  • Giving statements are due January 31

    Contribution statements and 1099s share the same hard deadline. If your giving records are not clean, January is when you find out, in front of your donors. Churches onboarding now are clean long before it matters.

    Hard deadline
  • Catch-up gets more expensive every month

    Any catch-up work is quoted by how far behind the books are. Every month you wait adds another month of it, so the same decision costs more in October than it does today.

    Compounding
  • We onboard on the first of the month

    Clean cutover, no split month books. Miss a cutover and the next one is a month later, which pushes your first closed month back with it.

    Cohort start
What happens next

Three steps, and only one of them is yours.

You spend about ten minutes. We do the rest, and you decide at the end with the whole picture in front of you.

1

You tell us what you run on

About ten minutes. Your accounting software, giving platform, payroll, how bills get paid, who does the books today. Not sure is a perfectly good answer to any of it.

Today
2

We build your audit

The graded assessment across all ten pillars, your prioritized fix list, and a live dashboard on your own private link. You do nothing at all during this part.

About a day later
3

You decide

Keep the assessment and the dashboard either way. If you want us to install the rest of the function, we start on the first. If not, we part as friends.

Your call, no pressure
Honest answers

The questions pastors actually ask us.

We already have a bookkeeper.
Good, and we are not trying to take anything from them. The audit will show you what your bookkeeper does not cover, and most of the ten pillars sit outside that job by design. Plenty of churches keep their bookkeeper and have us install everything around them.
Is this really free?
Yes, and there is no obligation attached to it. Here is what we get out of it: some churches read the assessment and hire us, most do not, and we would rather be the firm that gave you a straight answer. You keep the assessment and the dashboard either way.
How can you assess us that quickly?
Because we have built the finance function for churches enough times to know exactly what to look for, and we have a system for assembling it. The speed is the point. If a firm takes two weeks to send you a proposal, that is a preview of how quickly they will move once you are a client.
We are too small for this.
The smaller the staff, the more of the finance work the pastor is personally doing, and the more this matters. Small churches are not a lighter version of this problem. They are usually the sharpest version of it, because one person is doing six jobs.
Do you replace our staff?
No. We install the function around the people you already have. In most cases your staff end up doing less finance work and more of what you actually hired them for.
Do you do our taxes?
No. We work alongside your CPA and hand them clean books. Tax and legal questions go to your CPA or attorney, and we are happy to talk to them directly so you are not the messenger.
How can you guarantee clarity? That sounds subjective.
It would be, which is why we defined it as four things you can check yourself on day 30: your books are current and reconciled, your giving and funds and budget versus actual live on one dashboard, your systems are consolidated with a written blueprint, and you can answer any board question from that dashboard in under five minutes. If any one of those is not true, you get a full refund.
Our books are badly behind. Is that a problem?
It is the normal starting point. We have begun with churches two years behind, and nothing you tell us is going to shock us. Catch-up work is quoted separately based on how far behind the books actually are, and the audit tells you exactly where that stands before you commit to anything.
Get your free audit

Find out what a real finance function would look like at your church.

Pick a time that works. We will walk through what you run on today, and your assessment and live dashboard follow shortly after.

  • A graded assessment across all ten pillars
  • A live dashboard on your own private link, yours to keep
  • A prioritized list of what to fix first, in order
  • The church specific review: funds, controls, housing allowance, board reporting
  • Limited onboarding availability, and the audit itself costs nothing

Not ready for a call? Get an instant estimate in about a minute instead.

Prefer the phone? (737) 248-1346

Book your free Church Finance Systems Audit
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