Monthly bookkeeping & close
Accurate categorization of materials, labor, subcontract costs, and revenue by job type. Full monthly close with P&L and balance sheet — including insurance job reconciliation.
Bookkeeping for roofing contractors
Bookkeeping built for roofers.
Job costing per roof, insurance claim revenue tracking, subcontractor 1099s, crew payroll with correct workers' comp, and a live dashboard — so you know your margin per job, not just your busy season bank balance.
Ricky West — Founder, TurnkeyCFO
We work with roofing contractors on job costing, insurance work revenue tracking, subcontractor compliance, and the seasonal cash management that keeps a storm-driven business healthy in the off-season. We coordinate with your CPA on tax filings.
Solo–30+crew sizes served
100%client retention
Fastresponse times
QuickBooks Online · Gusto · Ramp — professional liability insured — month-to-month, 30-day notice
Book your 15-minute intro call.
Pick a time right here — no prep required.
Generic bookkeepers miss what drives roofing profitability.
Roofing businesses run on job margin, subcontractor networks, and seasonal cash swings. Insurance work adds a revenue recognition layer most bookkeepers have never navigated. Without job costing and correct workers' comp classification, a busy season can still produce a thin year.
What changes with TurnkeyCFO
What TurnkeyCFO handles
- Job costing per roof — materials, labor, subcontract costs tracked so you see margin by job and job type
- Insurance claim revenue tracked by job — supplements, recoverable depreciation, and final payment reconciled correctly
- Subcontractor crews: W-9 at first payment, payments tracked, 1099-NEC filed by January 31
- Crew payroll with correct workers' comp classification — roofer vs laborer vs sales vs office
- Seasonal cash flow planning so the winter slow season doesn't catch you unprepared
What most bookkeepers miss
- Insurance job revenue booked wrong — supplements and recoverable depreciation missed or misclassified
- All jobs lumped as "roofing revenue" — no margin by job or job type
- Subcontractor crews paid without W-9s — 1099s missed, IRS exposure
- All workers coded to one comp class — overpays premiums significantly
- No seasonal cash plan — January is always a surprise
Everything your roofing business needs. Nothing it doesn't.
Job costing per roof
Materials, labor, subcontract costs, and haul-off allocated per job so you see gross margin by job, by crew, and by job type — residential, commercial, storm, and retail. Know which jobs to prioritize before the next storm season.
Insurance work revenue tracking
Insurance jobs have multiple payment stages: initial payment, supplement approvals, recoverable depreciation, and final check. We track each stage per job so your books reflect what's actually collectible — not just what's been deposited.
Crew payroll & workers' comp
Payroll for installers, laborers, sales reps, and office staff — each at the correct workers' comp classification code. Roofing workers carry some of the highest comp rates in construction; correct classification by role can meaningfully reduce your premium.
Subcontractor 1099 tracking
Sub crews tracked from first payment. W-9 before the first job, 1099-NEC filed by January 31. Storm season subs are the most common source of missed 1099s.
Bill pay & materials AP
Supplier invoices, material deliveries, and dumpster rental tracked and paid on schedule so your AP is current and your job costs are accurate.
Live financial dashboard
Revenue by job type, margin per crew, insurance job pipeline status, seasonal cash forecast, and outstanding receivables — updated monthly.
Tax filings and legal matters — coordinated with your CPA or attorney. TurnkeyCFO is a bookkeeping firm; we don't provide tax or legal advice.
Deep working knowledge of roofing contractor finances.
Insurance claim revenue
Multiple payment stages. All must be tracked per job.
Initial check, supplement approvals, and recoverable depreciation all hit your bank at different times and for different amounts. Without job-level tracking, it's impossible to know which insurance jobs are fully collected, which have open supplements, and which are leaving money on the table.
Job costing for roofers
Material cost, labor hours, and sub crew cost — all per job.
Shingles, felt, ice-and-water, ridge caps, nails — material costs vary significantly by roof size, pitch, and complexity. Labor and sub crew costs vary by crew efficiency. Without tracking all three per job, you can't tell which job types and crews actually drive your margin.
Workers' comp classification
Roofers carry among the highest workers' comp rates in construction.
Installing crew (Class 5551) vs laborer vs sales vs office all carry different rates. Correct classification by role reduces your premium — and audit exposure at renewal. We set up payroll classification correctly from your first payroll run.
Subcontractor crew compliance
Storm season subs are the most common 1099 miss.
Roofing contractors routinely expand capacity with sub crews during storm season. Each sub crew paid $600+ needs a W-9 before the first job and a 1099-NEC by January 31. Payment tracking must account for subs paid per job, not per period.
Seasonal cash flow
Storm revenue front-loads cash. Winter slow season depletes it.
Roofing revenue is concentrated around storm events and summer installation season. Fixed costs — payroll, insurance, vehicle loans — continue through slow months. We map your seasonal cash curve against fixed obligations so you know how much to reserve and when, before the slow season hits.
Vehicle & equipment depreciation
Trucks, trailers, and shingle lifts are fixed assets.
Work trucks, flatbeds, trailers, and shingle lifts are depreciated over multiple years — not expensed at purchase. Section 179 and bonus depreciation can accelerate deductions in the purchase year. We track every asset, document business use, and reconcile to your CPA's return categories.
Onboarding takes days, not months.
15-min intro call
We learn your business — crew size, insurance vs retail mix, current software, and where the books are breaking down.
Books & access review
We connect to QuickBooks, clean historical data, and set up job costing and insurance tracking around your operation.
Live visibility
Monthly close, job profitability dashboard, insurance pipeline tracking, and subcontractor compliance — running clean every month.
Questions roofing contractors ask us first
Do you replace our CPA?
No — we work alongside your CPA. We keep books clean and filing-ready year-round. If you need a CPA who understands contractors, we can refer one.
Can you track insurance jobs with multiple payments?
Yes. We track each insurance job from initial payment through supplements and recoverable depreciation. Every payment stage is matched to the correct job so your revenue is accurate and you know what's still collectible.
How do you handle sub crews during storm season?
We track every sub from first payment. W-9 before the first job, payments tracked per job, 1099-NEC filed by January 31. Storm season subs are the most common source of 1099 misses — we close that gap from day one.
Can you help with seasonal cash flow?
Yes. We map your historical revenue and cost patterns to identify the slow-season cash gap, then help you build a plan around it — reserve targets, credit line timing, or off-season service expansion.
Do you work with Roofr, JobNimbus, or AccuLynx?
Yes. We integrate your roofing CRM or estimating software with QuickBooks so job costs and revenue sync correctly without double entry.
Can we cancel?
Month-to-month, 30-day notice. No multi-year contracts.
How much does this cost?
Our instant estimate takes about 60 seconds and gives you a real price range. Tap any "Instant Estimate" button on the page.
Ready to know your margin on every roof?
Get your instant estimate, then book a 15-minute call. No pressure, no sales pitch.